Dominion Lending Centres BTB Mortgage Solutions

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DLC BTB Mortgage Solutions: Changing the Face of Mortgage Financing
Mike and Gail Distefano established BTB Mortgage Solutions in 2007 and have strived ever since to set themselves apart from other mortgage brokers in their local community. What began as a two-person operation has blossomed into a 3 office network with 11 agents. Regardless of anyone’s financial situation, the process of getting a mortgage is often stressful and confusing. But BTB Mortgage Solutions wants to change the face of mortgage financing by educating their clients and ensuring they help them navigate each step throughout the home buying and mortgage financing processes. Giving back There’s much more to a successful business than simply turning a profit. That’s why BTB Mortgage Services is committed to also having a positive impact within the local community. BTB Mortgage Solutions has raised tens of thousands of dollars through sponsored events and donations that have gone directly to the local food bank through Project SHARE. Every day, the BTB Mortgage Solutions team makes dreams come true. Sometimes those dreams are simple, involving three days’ worth of emergency food supplies, while other times those dreams involve dream homes. BTB receives 10 finalist nods BTB Mortgage Services is honoured to be a finalist 10 times over for the upcoming 2011 annual CMP Canadian Mortgage Awards – the Oscars of the Canadian mortgage brokering industry. To receive one nomination is a fabulous accomplishment, but to be a finalist 10-time finalist is an astounding victory – especially for a regional operation. Joining forces with Dominion Lending Centres In April 2011, BTB Mortgage Solutions opened a franchise with Dominion Lending Centres – Canada’s largest mortgage brokerage and leasing firm – to take the business to the next level as Dominion Lending Centres BTB Mortgage Services. This means being part of a large national brand that can offer even more products and services to DLC BTB Mortgage Solutions clients. It also translates into added access to ongoing agent training, and technology and tools that make it even easier to keep in touch with and educate clients to ensure they’re always making informed decisions. We believe the key to any successful business over the long term is doing what is right for our clients 100% of the time. We measure this success by the number of referrals and repeat clients we have. We deal with many different types of client profiles from AAA+ credit to previous bankrupt clients and everyone in between. Our closing ratios are very high because we leave no stone unturned. In conjunction with our lending partners we have a range of products and services to meet our clients’ individual needs. We deal with all credit, income, and property types. All Credit types accepted AAA+ AA Fair Poor/ non-existent previously bankrupt (discharged 1 day) Bankruptcy Proposal (undischarged) Purchases (standard and lease to own rental credits) New to Canada Programs Mortgage Purpose Pre-Approval rate holds Purchase + Improvements Switch Transfers Equity take outs for anything including renovations Refinances for consolidation purposes Smith Maneuver (leveraging for the purpose of investment) Income Types Salaried/Hourly Part Time Seasonal Self Employed (does not show large income) Rental Income Pension Disability Investment Income Property Types Single family residential homes owner occupied and rentals Multi unit residential and commercial units (rentals) 100% commercial business properties Mixed use properties Agricultural and rural properties Mobile homes Second homes/cottages Area All provinces in Canada Mortgage types 1st mortgages 2nd mortgages Lines of credit (secured) Combo mortgages (fixed mortgages with Line of credit and credit card attached) Secured Credit Cards (mortgage) Secured Credit Cards (non Mortgage) (credit repair / credit established purposes) Additional Services DLC BTB also offers insurance products in the form of life or accident and sickness benefits. Clients may be offered a Home Warranty program free for the first year of the mortgage to insure furnace and other large home expenses. - Free Appraisals (exceptions apply) - Credit repair plans - Referral program -Leasing -Rent to own Give DLC BTB Mortgage Solutions a Call today at 905-357-5366 or apply online right now www.beatthebankmortgage.ca