Whalen Mortgages Grande Prairie

Description

Let us work for you as your Grande Prairie mortgage broker, whether you’re buying a new house or refinancing your mortgage in Grande Prairie we have the perfect mortgage for you. We’ll do the research and find a lender that offers the best type of mortgage for your situation with the terms you want. Do you have poor credit? Lenders often vary on their qualifying criteria, and we’ll find a lender who will approve your mortgage application at the best interest rate. Are you sick of waiting for bank appointments and long processes to get approved? Let me help make buying a home that much easier.
Renting in Grande Prairie can be expensive. Did you know you can own a home worth $600,000 and pay $2800 a month? The difference is with owning a home in 5 years you will have $100,000 paid down on the mortgage and have that equity. Don’t continue renting in Grande Prairie. Rents are rising faster than the rate of inflation. And you could afford a home of your own for what you’re paying in rent today. There’s another reason to buy a home . Lets make this dream a reality for you give me a call today! There are some low rates that come with high penalties if you break your mortgage early, products that do not allow you to take your mortgage with you if you sell your home and want to port your mortgage. Certain banks penalties on a $400,000 dollar home if you break your mortgage early can be a penalty of $20,000 compared to a $4,000 penalty at other lenders. Working with a mortgage broker brings a number of advantages. We explain the various types of mortgages to you, such as the fixed rate mortgages that come with costly penalties if you break it when trying to refinance it to save money. We will also explain the risks of adjustable rate mortgages and ways to reduce that risk while maximizing the advantages of an ARM loan. Whalen Mortgages is also quite experienced in hybrid mortgage products that let you pay low adjustable rates for a while before transitioning to a fixed rate mortgage. Contact us to find out what all of your options are – we’ll find the right solution for you. I believe in transparency and explaining lenders or banks products to the client. After understanding the lenders or banks rates and products you pick the right lender for you. It is not rate alone that should derive the lender you pick. I strongly believe in informing you of the perks and downfalls of the products and rates offered from each lender or bank. Lets pick a lender to fit your needs. A lender you pick after understanding each lender’s perks and downfalls. Informed decisions come with the best outcome. Something that you pick after understanding all the perks and downfalls of each lender. I am a natural problem solver, there is no mortgage I will not work hard to get approved. I stop at nothing and exhaust all options. I will appeal decisions with the lender or insurer if I disagree with their decision. I fight for you my clients! I will help prepare you for home ownership and give financial coaching and advice to get you where you need to be to purchase a home and as quickly as possible. I will find different solutions such as paying off the smallest loan which holds the highest monthly payment to allow you to qualify for that house you always wanted. Let me do the work for your mortgage and get you exactly what you want. Working with me you will feel confident in the mortgage and lender you choose. Buying a house is one of the biggest investments you will make. Let me make this an enjoyable experience and ensure you are getting the best mortgage. No hidden surprises or huge penalties!