Credit Counselling Society

Description

Worried about your debts or finding it difficult to keep up with your minimum payments or? We can help you get back on track with a plan to manage your expenses better and deal with your debt.
The Credit Counselling Society is a registered, Canadian non-profit organization that was established in 1996, and has been helping thousands of Canadians with debt or credit issues since then. There are 20 offices across Canada, where we help people with our award-winning credit and debt counselling services. After conducting a survey of 10,000 of our clients, 98% of them reported that they would recommend our services to others. When you need help, we are the best trusted experts that you can always count on. Overview of How We Help We really care about helping you resolve debt problems and guiding you towards being debt free:

• 1) We will help you get started with a plan to solve your financial issues and get out of debt (we can even help with problems revolving around payday loans in any city from Hamilton to Victoria)
• 2) We also help people eliminate or lower interest charges from credit cards with our Debt Management Program
• 3) Our consolidated credit payment program helps people in Hamilton pay off their debts by combining their debts into one manageable monthly payment that fits their budget
• 4) We help people learn how to use credit wisely and how to budget
• 5) We will help you discover all of your options and determine which one will work best for you
• 6) We help people avoid bankruptcy
• 7) We help put an end to collection calls

We accomplish all of this by providing credit education to consumers and confidential and free credit counselling services. Building on a Foundation of Trust and Integrity In the work that we do with people, nothing is more of a priority than trust. Below is a list of a few reasons why we have become one of the most trusted credit counselling services in Canada:

• - We are an Accredited Member of Credit Counselling Canada, Canada’s national credit counselling association.
• - The Credit Counselling Society is accredited by the Better Business Bureau (BBB) as a charity and has been accredited for over 18 years. Being accredited as a charity requires a higher level of transparency than being accredited as a business.
• - Within Canada every single creditor works with us.
• - We don’t claim to serve all of Canada but then only provide service from large call centre or office in the U.S. like some other debt relief services. Instead, we open more offices every year in different communities across Canada. We do this to ensure that highly qualified, local, Canadian Counsellors who know their economic environment, regulations, provincial laws, and the local financial experts are available to help clients at a local level.
• - Ensuring the highest degree of integrity and accountability is an important for us, so we annually have our books checked by an external auditor (we are currently the only credit counselling service in Canada that does this. Hopefully other services will soon do the same).
• - 98% of our clients say that they would refer the Credit Counselling Society to others.
• - We ensure that our Counsellors are trained professionally and certified (many other organizations don’t do this).
• - We are ranked as one of the top 50 best workplaces in Canada by Great Place to Work Canada and were also specifically recognized for fairness in the workplace

We are also passionate about educating Canadians about how to manage their money better, use credit wisely and make smarter financial choices. We provide free online workshops on budgeting and credit topics, as well as a free educational website where Canadians can learn all about credit, budgeting, consolidating debt, saving for the future, and how to improve their finances - it's called MyMoneyCoach.ca. If you've been declined for a debt consolidation loan in Hamilton we can probably help you. Our Hamilton credit & debt counselling services may be able to help you consolidate your debts into one monthly payment. We also provide free, non profit credit counselling services in the Greater Toronto Area including providing credit counselling services in Mississauga, offering consumer credit counselling in Scarborough, and credit & debt counseling in North York.