Credit Counselling Society

Description

Worried about your debts or struggling to keep up with your minimum payments? We can help you get back on track with a plan to manage your debt and expenses better.
The Credit Counselling Society is a registered, Canadian non-profit service that has been helping thousands of Canadians since 1996. We have 19 offices across Canada and offer award-winning credit and debt counselling services. In fact, when we surveyed 10,000 of our clients, 98% reported they would recommend our services to others. When you need help, we are the trusted experts you can rely on. Overview of How We Help Resolving your debt problems is what we really care about and we will do our best to help you get back on track:

• 1) We will help you discover all of your options and determine which one will work best for you
• 2) We will help you get started with a strategy to solve your financial problems and get out of debt (we can even help with problems revolving around payday loans in Calgary)
• 3) We also help people eliminate or decrease interest charges from credit cards with our Debt Management Program
• 4) We can help you repay your debts through our program which consolidates your debts into one manageable monthly payments that fits your budget
• 5) We help people in Calgary avoid bankruptcy, but if bankruptcy or pursuing a consumer proposal in Calgary appears to be in someone's best interest, then we will always refer them to a reputable trustee
• 6) We help put an end to collection calls
• 7) We help people use credit wisely and learn how to budget

All of this is accomplished by providing consumers with credit education and confidential and free credit counselling services. Building on a Foundation of Trust and Integrity In the work that we do with people, nothing is more of a priority than trust. Below is a list of a few reasons why we have become one of the most trusted credit counselling services in Canada:

• - We are an Accredited Member of Credit Counselling Canada, Canada’s national credit counselling association.
• - The Credit Counselling Society is an Accredited Member of the Better Business Bureau (BBB)and has been for over 16 years.
• - Within Canada, every creditor works with us.
• - We don’t claim to serve all of Canada but then only provide service from large call centre or office in the U.S. like some other debt relief services. Instead, we open more offices every year in different communities across Canada. We do this to ensure that highly qualified, local, Canadian Counsellors who know their economic environment, regulations, provincial laws, and the local financial experts are available to help clients at a local level.
• - Ensuring the highest degree of integrity and accountability are important competencies for us, so we annually have our books checked by an external auditor (we are currently the only credit counselling service in Canada that does this. Hopefully other services will soon do the same).
• - 98% of our clients say that they would refer the Credit Counselling Society to others.
• - We ensure that our Counsellors are trained professionally and certified (many other organizations don’t do this).

We are also passionate about educating Canadians on how to make smarter financial choices, use their credit wisely and manage their money better. We also offer online workshops for free on topics that cover credit and budgeting. We also have a free educational website (www.mymoneycoach.ca) where Canadians can learn all about how to improve their finances, proper use of credit, saving for the future, consolidating debt, and budgeting. If you've been declined for a debt consolidation loan in Calgary we can probably help you. Our Calgary credit & debt counselling services may be able to help you consolidate your debts into one monthly payment. We'll help you look at all viable options including a consumer proposal in Alberta if that makes sense for your situation.